Lexitor - Rimborso costi sostenuti in caso di Estinzione Anticipata

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ZTQzNzIyOTA4YmRkYyJdIC5qcy13cHYtbG9vcC13cmFwcGVyID4gLnRiLWdyaWQgeyBncmlkLXRlbXBsYXRlLWNvbHVtbnM6IG1pbm1heCgwLCAxZnIpO2dyaWQtYXV0by1mbG93OiByb3cgfSAgICB9IA==

La nota sentenza della Corte di Giustizia UE (11 settembre 2019, causa “Lexitor” C-383/2018), resa – in sede di rinvio pregiudiziale – sul delicato tema del rimborso dei costi dovuto al consumatore in caso di estinzione anticipata di un finanziamento, lungi dal contribuire a mettere una pietra “tombale” su un contenzioso già “seriale”, ha finito per aprire una profonda “frattura” interpretativa tra le parti “in causa”.

“LEXITOR”: IRRILEVANTE PER I RAPPORTI DI MUTUO ANTE 2010

Va esclusa l’applicazione retroattiva dell’art. 125 sexies TUB. Valida ed efficace la "clausola di non ripetibilità". Sentenza | Corte d'Appello di L'Aquila, Pres. Iannaccone - Rel. Ciofani | 26.01.2021 |...

Dec-20201228-23699_USURA

Sul punto il Collegio di Coordinamento n. 16921/18, ha ritenuto che: “Nelle ipotesi di contratti stipulati antecedentemente al 1° gennaio 2010 restano applicabili le Istruzioni emanate dalla Banca d’Italia nel...

Dec-20201223-23590_USURA

Quanto al criterio di riduzione dei costi, il Collegio di coordinamento afferma in primo luogo la nullità di ogni clausola che, “...sia pure in modo implicito, abbia escluso la ripetibilità...

Dec-20201218-23329_USURA

L’art. 125 - sexies t.u.b. ha attuato l’art. 16 direttiva 2008/48/CE del Parlamento europeo e del Consiglio, del 23 aprile 2008, relativa ai contratti di credito ai consumatori. Il principio...

Dec-20201217-23223_USURA

"Il criterio preferibile per quantificare la quota di costi up front ripetibile sia analogo a quello che le parti hanno previsto per il conteggio degli interessi corrispettivi, costituendo essi la...

“LEXITOR” – UN ANNO DOPO: PERCHÉ NON SI POSSONO TRASCURARE LE RAGIONI DEGLI INTERMEDIARI

Il nuovo contenzioso “seriale” tra incertezze interpretative, incompatibilità della normativa nazionale e potenziali rischi “sistemici” Articolo Giuridico | a cura dell’Avv. Walter Giacomo Caturano – Direttore Scientifico Ex Parte Creditoris...

Dec-20201027-18858_NA_TRASPARENZA_EST-ANT_LEXITOR

Dec-20201027-18804_NA_TRASPARENZA_EST-ANT_LEXITOR

“A seguito della sentenza 11 settembre 2019 della Corte di Giustizia Europea, immediatamente applicabile anche ai ricorsi non ancora decisi, l’art. 125 sexies TUB deve essere interpretato nel senso che,...

Dec-20201027-18901_TO_TRASPARENZA_EST-ANT_LEXITOR